I’m still amazed that finances aren’t taught in elementary school considering that money plays a great role in our adult lives. Maybe if children are taught earlier about money, then the mindset about finances would greatly improve beyond the attitude of just wanting to make a living.
Luckily, there is someone who shares my views on this important issue. But not only does he share my view, he is actually doing something about it. Ronald Williams, author of Before You Start Banking, has taken the necessary steps to educate both youth and adults about the benefits of knowing how to handle their money.
Williams spoke to The Industry Cosign about the reason he chose to teach financial literacy, his thoughts on how banks hire, and he explains how he got into writing a financial crime thriller.
Please briefly tell us a little history about Ronald Williams and why did you decide to make a career in finance? Read more…
Learn Life’s Lessons! – Daily Word April 15, 2014
TO HEAR THE AUDIO VERSION OF THE DAILY WORD ** Read more…
7 SUPER, ABSOLUTELY DO-NOT-FORGET, IMPORTANT DATES FOR BLACK PEOPLE IN MARCH AND APRIL 2014
Nationwide (BlackNews.com) — Spring time has finally arrived, and the summer months are closer than ever. But don’t start getting lazy yet! Below are the top seven dates that are crucial to African Americans during the months of March and April. They include scholarship deadlines, a business grant deadline, a healthcare deadline and as you already know – a tax deadline.
Here they are:
#1 – MARCH 24TH: Deadline For The Jerry Malloy Negro Baseball League Scholarship
The Jerry Malloy Negro Baseball League Scholarship is open to high school seniors who plan to attend college and work towards a college degree. Two scholarships will be awarded to the students who write the most compelling essay on a topic pertaining to Negro League baseball. Read more…
FIRST MINORITY TEEN ACADEMY FOR GIRLS AT PRINCETON UNIVERSITY SEEKS APPLICANTS
New York, NY (BlackNews.com) – For the fourth straight year, the At the Well Young Women’s Leadership Academy will be held on the campus of Princeton University in Princeton, New Jersey. The Academy is one of the only summer institutes for minority teen girls held on an Ivy League campus and the first to be held at Princeton University. The program is geared towards building leadership skills for minority girls entering the tenth, eleventh, or twelfth grades of high school. This year’s program is scheduled for July 27 – August 8, 2014 at The Friend Center, Princeton University, Princeton, NJ 08544.
The Academy offers dynamic speakers, standardized test-taking strategies, math, critical reading courses, college essay writing classes, tutoring, interactive studies, group activities, and field trips. Each year, special guest speakers provide dynamic presentations. In 2013, actor Jasmine Guy offered an unforgettable address. Ms. Guy notes, “It is very important for us to reach out to these young girls.” Other noted speakers have included Brandi and Karli Harvey along with actor Brian White. Read more…
The Beat Goes On – As George Leonard, Founder Of Bedford Academy Applauds Its Continued Success After Bloomberg’s Recent School Visit
Founder & former principal of Bedford Academy George E. Leonard congratulates Bedford Academy for its continued success. On December 3, Mayor Michael Bloomberg visited Bedford Academy praising the Bedford Model.
Bloomberg candidly stated, “We’ve shown how you can improve a major, large system with all of attributes and disadvantages and resources and problems any other city has.” He went on to say, “A bigger pool should, we think, mean lower scores, but it didn’t because it shows that we’re doing something right,” shining light on the in place structures implemented by Leonard, and continued by current principal Muhammad.
In 2007 under the leadership of George E. Leonard the first graduating class of Bedford Academy completed the full 4-year program with extraordinary results: a 98% graduation rate, 90%+ attendance rate, each class member was accepted by at least two colleges, acceptances to successful pre-med, pre-law and Ivy League programs and out performing some of NYC’s “specialized “ high schools. Read more…
2013 EDUCATING YOUNG MINDS ANNUAL SCHOLARSHIP PROGRAM GIVES $200,000 DOLLARS IN SCHOLARSHIPS TO 17 AT-RISK HIGH SCHOOL SENIORS FOR COLLEGE TUITIONS
— Empowering our youth with the desire to succeed. —
(left to right) Anthony Stidum, Amir Farah, Darnell Cates, Qaasimah Alexis, Joaquin Ramirez, Shane Williams, Taylor Onouye, Seynabou Diop, Angeles Echols-Brown, Terrence Budd, Erin Jackson, Yasmin Mohamed, Justin McCartney, Chynna Jones, Ruta Gebreyesus, Selasie De-Souza, Usama Zaid.
Photo credit: Ian Fox Photography
Los Angeles(BlackNews.com) — The Educating Young Minds’ 2013 Scholarship Awards Gala recently honored 17 college-bound high school graduates with scholarships totaling more than $200,000. They are joining over 50 EYM alumni now in college. The event took place during the BET weekend on June 29th, 2013 at the LAX Marriott Hotel. Educating Young Minds’ Programs and the scholarship awards dinner and gala are supported by Toyota, Nestle, City National Bank, CVS, Edison, Union Bank and many others. The event was an empowering and inspirational show that not only awarded collegiate scholarships but empowered other young people in the audience with revealing stories that captured the challenges and obstacles these students have overcome. The gala was directed and produced by film, television & theatrical star Obba Babatunde. Read more…
1. What led you down the path of educating people with financial education and advising them of how to make their money work for them?
I’ve been in banking and finance for the past 14 years, and when I look at the different clients that I’ve helped to manage their finances, I realize that the difference between the Rich and the Poor is merely knowledge! The Rich understand how money works, and they know that you cannot solely rely on your physical labor in order to build wealth. Growing up in a low-income environment, I understand why many of us who are poor or are living paycheck to paycheck never get out of our situations. We have the wrong idea about wealth building and don’t prioritize, so my goal is to equip as many people as possible with the knowledge needed to begin to build generational wealth.
2. You’ve written 2 books, ‘Mind Right, Money Right: 10 Laws of Financial Freedom’ and ‘Taylor’s Way: Life Lessons Through The Eyes of a Three-Year Old.’ What inspired you to write the books and what was the process like when you wrote both books, as far as how you structured it? Read more…
2013 AT THE WELL PRINCETON MINORITY YOUTH LEADERSHIP ACADEMY FOCUSES ON ACHIEVEMENT; APPLICATIONS NOW ACCEPTED
New York, NY(BlackNews.com) — For the third straight year, the At the Well Young Women’s Leadership Academy (ATW) will be held at Princeton University in Princeton, New Jersey. ATW is one of the only Ivy League summer institutes for minority teen girls in the country. The Academy is geared towards improving SAT test scores and leadership skills for minority girls in underserved communities entering the tenth, eleventh, or twelfth grades of high school. The 2013 program will be held on July 28-August 9, 2013 at The Friend Center. Each year, the Academy offer dynamic speakers, SAT preparatory courses, intense math and essay writing classes, tutoring, interactive studies, group activities, and field trips all on the beautiful campus of Princeton University. Read more…
Who: Martha Diaz
What: NYU Hip-Hop Education Center
Why: The mission of the HHEC is to cultivate and support Hip-Hop scholars, teaching artists, cultural workers and activists, and social entrepreneurs to professionalize the field of Hip-Hop Education and inform the larger education sector. It achieves this through research and evaluation of programs, development of standards and best practices, documentation and archiving, community outreach and programming, leadership and teacher training, teacher placement, policy and advocacy development, and social enterprising.
Where: Based in New York, Operates Globally
When: Established June 1, 2010
MAGIC JOHNSON GIVING AWAY 30 SCHOLARSHIPS TO MINORITY STUDENTS
— The deadline to apply is February 2, 2013. —
Nationwide(BlackNews.com) — In 1998, Magic Johnson, through his Magic Johnson Foundation, created the Taylor Michaels Scholarship Program, named after Taylor Michaels, one of his former employees who passed away during that year. Throughout her life, Taylor was known for displaying an intense passion and commitment to youth development, and so for the last 14 years, he has carried her passion forward via the scholarship program. Read more…
By Torrence Stephens
The Florida State Board of Education recently passed a plan that sets goals for students in math and reading; however it is based upon their race. The revised strategic plan passed by the board states that says that by 2018, it wants 90 percent of Asian students, 88 percent of white students, and 74percent of black students to be reading at or above grade level. For math, the goals are 92 percent of Asian kids to be proficient, whites at 86 percent, and blacks at 74 percent.
ANHEUSER-BUSCH DONATES ‘GREAT KINGS AND QUEENS OF AFRICA’ ART COLLECTION TO UNCF TO EDUCATE AND INSPIRE GENERATIONS TO COME
— Brewer awards scholarships to 30 student leaders as part of donation and leadership symposium —
Atlanta Mayor Kasim Reed speaks during the Legends of the Crown: Lessons in Leadership from Anheuser-Busch and the Great Kings and Queens of Africa symposium during which 30 college students were awarded scholarships and worked side-by-side with executives and school leaders. Read more…
By Patrice Washington
I’m increasingly alarmed at the notion that having a college degree somehow makes a person intellectually superior in the area of personal finance. Last I checked, personal finance has yet to be made a mandatory course on every high school and college campuse in this country even though it is the one subject you actually do need in the real world no matter what path you ultimately select.
2013 BILL GATES SCHOLARS PROGRAM GIVING AWAY ONE THOUSAND SCHOLARSHIPS TO MINORITY STUDENTS
— Applications Now Available For 2013 Scholarships —
Nationwide(BlackNews.com) — Every year, the Gates Millennium Scholars (GMS) Program selects 1,000 talented students to receive a good-through-graduation scholarship to use at any college or university of their choice. The program provides scholars with personal and professional development through our leadership programs along with academic support throughout their college career. Read more…
by Denene Millner
A publicly-funded, Delhi, Louisiana, school is taking teen pregnancy prevention—and discrimination against young women—to a whole new level with a policy mandating pregnancy tests for female students administrators suspect may be pregnant—a rule the American Civil Liberties Union says violates all kinds of federal laws aimed at protecting women from discrimination.
The Delhi Charter School’s policy states that the school “reserves the right to require any female student to take a pregnancy test to confirm whether or not the suspected student is in fact pregnant.” In cases where a test determines that a female student is pregnant, “the student will not be permitted to attend classes on the campus of Delhi Charter School,” the policy adds. Students who refuse to submit to a pregnancy test “shall be treated as a pregnant student and will be offered home study opportunities. If home study opportunities are not acceptable, the student will be counseled to seek other educational opportunities.”
What in the Scarlet Letter hell? Read more…
BLACK EDUCATOR RELEASES NEW ANIMATED EBOOK SERIES TO TEACH CHILDREN ABOUT SCIENCE, TECHNOLOGY, ENGINEERING AND MATH (STEM)
Dr. Stephen Jones, project chairman of the Smart Bunch series and the bookcover
Springfield, PA (BlackNews.com) — The Smart Bunch is an animated eBook series that teaches and entertains children regarding Science Technology Engineering and Math (STEM). The series will help young children to develop reading, math, science and vocabulary skills. The first eBook was released on June 29, 2012. The owners are Dr. Stephen Jones, CEO, SAJ Publishing Company and Steve Williamson, Cgimate, a computer animation company.
The National Science Foundation reports that the US is currently ranked 17th in the world in the sciences and 25th in math. According to the National Action Council on Minorities Data Book, there has been very little growth in the number of high school students who are interested in STEM professions. African Americans only represent 8 percent of the engineers that the United States produces every year. There are only a total of 31.2 percent of African American students who enter college as an engineering major and graduate with a degree. Read more…
ENTERTAINERS 4 EDUCATION ALLIANCE UNVEILS I WILL GRADUATE POSTER CAMPAIGN Featuring GRAMMY AWARD WINNING DUO MARY MARY
Entertainers 4 Education Alliance unveiled the I WILL GRADUATE ‘Overcoming is Winning’ poster featuring three-time Grammy Award winning duo and stars of the self-named WE TV series, MARY MARY. The ceremony was held on, May 8th 2012 on the steps of New York’s City Hall.
New York City Mayor Michael Bloomberg said, “We launched the Interagency Task Force on Truancy, Chronic Absenteeism and School Engagement to make sure our children attend and ultimately graduate from school. The supportive message of the Entertainers for Education Alliance poster campaign “Overcoming is Winning” reinforces this lesson and will help encourage our students to pursue the education they need.”
By NICK CHILES
Something remarkable happened in Detroit this past week: dozens of students at the all-male Frederick Douglass Academy walked out of school together to protest the depressingly bad education that they have been receiving at this public school. The students claim that teachers are consistently absent, the school leadership is in disarray, they don’t have enough textbooks and so many of them have been left unattended by teachers calling in sick that dozens of students regularly gather together in the cafeteria and other common areas because they have nothing else to do.
The protest is taking place in a city that is viewed as one of the worst urban school districts in the nation. On the first day of school this year in Detroit, the attendance rate was 55 percent! Read more…
By Torrance Stephens
A while back I wrote a piece describing the manner in which many African Americans do not take full advantage of social media. In addition I am frequently speaking out to bring attention to the fact that reading is slowly falling off among members in our community. Each time, I obtained vehement ridicule and slander for my assertions, especially when I assert that African Americans watch more television than they read; or that they use cell phones more than any other ethnic/racial population in the United States.
By Kia Morgan Smith
Sometimes I just want to throw my hands up and ask why and walk out of my kids’ school with them in tow.
The work is not challenging, some of the teachers are uncaring and my kids are learning nothing more than how to answer test questions. I want them to be able to analyze, think deeply and be encouraged to be inquisitive. Shut up and sit down, should not be the vocabulary of the day. And insensitive test questions that reference counting how many slaves would get beat shows there’s a lack of cultural empathy and understanding.
But I’ve come to realize the sad reality that if you don’t have the dough to put your kids in a high-priced private school, then you probably have to settle for a half-baked public school education with a watered-down curriculum. See, the problem is that your child might get a good first-grade teacher, but then their burned-out second grade teacher with all of her mandates on test-taking and meeting AYP, will probably suck. Then the third grade teacher might be an OK educator fresh out the box, having recently graduated and all happy-go-lucky, but by the time Thanksgiving rolls around she’s done had it up to here being a teacher, counselor, referee and commander, and is calling out every other day—and the substitute who takes her place doesn’t really give a good hoot. Read more…
FORD MOTOR COMPANY FUND SPONSORS THIRD ANNUAL GRAMMY IN THE SCHOOLS® LIVE! CONCERT FEATURING GRAMMY WINNER ANTHONY HAMILTON AND YOUTH ARTISTS
o Ford’s Grants Drive Expanded Educational Programs in Anchorage, Portland, and Billings
LOS ANGELES, CA. January 30, 2012 – As part of its long term commitment to supporting innovative educational programs across the country, Ford Motor Company Fund has awarded grants to the GRAMMY Foundation® that will support an expansion of its GRAMMY In The Schools® programs into the target cities of Anchorage, AL, Portland, OR and Billings, MT.
Ford sponsorship includes the Third annual GRAMMY In The Schools® Live! – A Celebration Of Music & Education. Members of the GRAMMY Camp – Jazz Session, along with student alumni from GRAMMY Camp® and GRAMMY Signature Schools, with a special guest performance by GRAMMY® winning artist Anthony Hamilton and drummer Terri Lyne Carrington on Feb. 8, 2012, at University of Southern California, Grand Ballroom in Los Angeles, CA.
BE INSPIRED TO GET YOUR DEGREE WITH “WHO SAYS YOU CAN’T GO TO COLLEGE?” – THE PREMIERE RESOURCE FOR STUDENTS PURSUING A COLLEGE EDUCATION
— For the first time ever, education coach Tanya Knight shares her proven, time-tested strategies for educational success in an in-depth book that guides students, parents, adult learners and professionals through the higher education process. —
Orlando, FL(BlackNews.com) — Intended to inspire students of all ages to fulfill their educational goals, Who Says You Can’t Go To College? is the #1 tool to guide parents, professionals, struggling high-school students and adult learners through the entire collegiate experience – from applications to graduation. Written by education-extraordinaire Tanya Knight – a woman nationally-recognized as “America’s Education Coach” – this 160-page book, available in print or as an e-book, is guaranteed to get you into the school of your dreams.
In today’s struggling economy, many students don’t know how they’re going to pay for college. Even worse, more than 60% of students graduate from high school unprepared for the college experience, and seek remedial classes upon matriculation. Learn how to handle these education issues and more with Knight’s premiere educational resource – Who Says You Can’t Go To College? – created to give students, parents and adult learners interested in pursuing a college degree the preparation necessary to achieve their educational goals. Read more…
“COLLEGE FEVER!” STAGE PLAY EXPOSES HIDDEN TRAPS BEHIND STUDENT LOANS
Camp Springs, MD(BlackNews.com) — “College Fever! – What’s The Real Price of College?” debuts Sept 10th & 11th 2011 with free performances daily at 3:00pm and 7:30pm. In his latest live stage-play, writer/director Jay Cameron explores the pivotal moment of decision about how to pay for college from the perspective of graduating high school seniors.
When someone hears the title “College Fever!”, it grabs their attention. Fraternity and sorority life may come to mind. Others might think of the wild campus lifestyle. And though these are aspects of this unprecedented stage-play’s script, there is much more to College Fever. Read more…
BILL GATES ANNOUNCES 2012 SCHOLARSHIP PROGRAM FOR LOW-INCOME MINORITY STUDENTS
— Gates’ non-profit organization is giving away 1,000 scholarships for the 2011-2012 school season —
Bill Gates, founder of Microsoft
Nationwide(BlackNews.com) — The Gates Millennium Scholarship Program (GMS) will select 1,000 talented students next year to receive a good-through-graduation scholarship to use at any college or university of their choice. Scholars will also be provided with personal and professional development through their leadership programs, along with academic support throughout their college career. Read more…