By: Lorillia Brown-Phillips, The Money Mentor, Your Black World
It’s now 2012, and if you’re still procrastinating with making a financial leap, then you don’t want to put it off any longer. Procrastination is never a good thing, and why have your personal finances suffer in the meantime. If you need a financial makeover, it takes a mental commitment; one that will allow you to stay the course until the end of the year. Here is a quick 5 step checklist that can assist you in staying committed to a financial makeover in 2012.
1. Set Realistic Goals – Making a laundry list of all the things you want to change and correct can be intimating, and intimidation can breed failure. Consider taking a four quarter approach when you set your financial goals. For example during the first quarter of 2012, I will only reduce and pay down debt, and second quarter I will rebuild my credit. There are four quarters in a year, and by taking a quarter approach, you’re slaying your financial giants in small pieces, instead of one big unrealistic punch. Read more…
- Dana Says Tana Says- Season 3: Cali Living 1
- JASON NELSON TO RELEASE NEW LIVE ALBUM ON JANUARY 20
- TRAKSTREAM – THE SEARCH ENGINE FOR MUSIC CREATORS
- BET Networks Commemorates Black History Month with Its First-Ever Miniseries “The Book of Negroes” Premiering Monday, February 16, 2015 at 8 PM ET/PT
- Beyond The Lens: The Young OG Project Trailer
- Android Commands 83 Percent of the Smartphone Market
- JOELL ORTIZ x IGGY AZALEA – Beg For It (YaowaNation.com Mix)
- Nickelodeon Launches Nick Jr. App Featuring Hit Preschool Content, Interactive Educational Activities, and TV Everywhere
- Is It Worth It ? (Gun Man World) by Damian “Jr. Gong” Marley
- AINT HARD TO TELL- CHRIS RIVERS
- DEVON FRANKLIN CELEBRATES THE ANNIE NEW YORK PREMIERE
- Ava DuVernay Becomes First African American Woman Nominated for Best Director Golden Globe | ‘Middle of Nowhere’ on DVD & Digital Jan. 13th
- Your Will is YOUR Way! – Daily Word December 11, 2014
- GRENCO SCIENCE ANNOUNCES PARTNERSHIP WITH TAYLOR GANG ENT.
- COLUMBIA RECORDS, FX AND TWENTIETH CENTURY FOX TELEVISION PARTNER PRESENT MUSIC FROM FINAL SEASON OF “SONS OF ANARCHY”
Top Posts & Pages
- Atlanta's Newest Female Rap Duo TAYLOR GIRLZ Releases Debut Single 'BANG BANG'
- Legendary Dance/Rap Group "Oaktown's 357" Tells All in Dec Issue of Sister 2 Sister Mag.
- MUSIC INDUSTRY VETERAN, GARNETT MARCH, LAUNCHES THE CHEMISTS
- Juicy J Gets Hot and Heavy on Set - E-40 Video Shoot Photos
- And to All, A Good Night......
- OPRAH WINFREY SURPRISES IYANLA VANZANT WITH EPIC HOME MAKEOVER IN OWN SPECIAL TO AIR SATURDAY, NOVEMBER 29
- Veteran Radio Personality DeDe McGuire has Resigned as Co-host of the "Doug Banks Radio Show"
- HIP HOP GREATEST BATTLE RAPPERS FACE OFF IN NYC!!
- R&B Diva Keke Wyatt Releases New Single "Fall In Love" and EP on May 6
- Rosa Acosta Covers King Magazine
- The 14th Annual Martha’s Vineyard African American Film Festival (MVAAFF) ow.ly/xfGV302B94u 7 hours ago
- The 14th Annual Martha’s Vineyard African American Film Festival (MVAAFF) itneedstobeced.com/14th-annual-ma… 7 hours ago
- DJ Khaled ft. Kendrick Lamar, Big Sean & Betty Wright 'Holy Key' ow.ly/Hijt302AL2d 11 hours ago
- DJ Khaled ft. Kendrick Lamar, Big Sean & Betty Wright ‘Holy Key’ itneedstobeced.com/dj-khaled-kend… https://t.co/ClJFoMIJyj 11 hours ago
- 5 Questions With... Vanessa Werts | It Needs To Be CED itneedstobeced.com/5-questions-va… 13 hours ago
- Choppa Zoe (MoneyandViolence)-Hoodlifemovement Interview ow.ly/mDgo302AqGj 13 hours ago
- Choppa Zoe (MoneyandViolence)-Hoodlifemovement Interview itneedstobeced.com/choppa-zoe-hoo… https://t.co/C4Qxbngxx7 13 hours ago
- Nigeria Invades America with the Sound and the Fury ow.ly/20dM302Aktc https://t.co/ZH4T3NNH6c 14 hours ago
- Nigeria Invades America with the Sound and the Fury itneedstobeced.com/nigeria-invade… https://t.co/t9b7sphpXZ 14 hours ago
- The 5Ws: Ellene V. Miles ow.ly/KTCr302zDEY 17 hours ago
- The 5Ws: Ellene V.@Miles itneedstobeced.com/the-5ws-ellene… https://t.co/AN1Lb2NHLU 17 hours ago
- The 5Ws: DJBabe | It Needs To Be CED itneedstobeced.com/the-5ws-dj-bab… 18 hours ago
- #CEDisms instagram.com/p/BISHeZsjykF/ 18 hours ago
- BET's 'ONE SHOT' Premieres August 23rd ow.ly/4sFx302yJi1 1 day ago
- BET’s ‘ONE SHOT’ Premieres August 23rd itneedstobeced.com/bets-one-shot-… https://t.co/0bjNyao9KJ 1 day ago
- The 5Ws: Dave House | It Needs To Be CED itneedstobeced.com/the-5ws-dave-h… 1 day ago
- RT @Quotes_Aries: #Aries don't give a fuck how beautiful you are, if you show one aspect of ugly personality it's over for you. 1 day ago
- @NidaKhanNY Hey 1 day ago
- @KimJFord Well, hello.. 1 day ago
- RT @AriesOuotes: #Aries will give their all into something until there's nothing left and if defeated,they will smile because they know the… 1 day ago